Many banks will block your account if they think your purchases in a foreign country is suspicious activity. Make every effort to notify your bank that you plan to travel abroad and tell them which countries and locations you plan to visit. Thus, you ensure that you have access to your money all of the time. Having a second card enables you to access your funds until the other card returns to you or gets unblocked.Īlso, having all Visa, MasterCard and American Express is useful in exotic destinations where stores, restaurants, or even ATMs might not accept one or more of these cards. You can also block your card by entering the wrong PIN code, which also prevents you from accessing your account.īear in mind that when travelling abroad the chance is good that your bank will not have branches there, which makes it very difficult to get access to your account and replace the blocked card. Apart from all the cyber threats we face, you can have bad experiences such as an ATM “eating” your card and thus effectively locking you out of your account. Having more than one card linked to your bank account is another best practice when travelling abroad. You still should use security services such as a VPN and a safe browser but in case your account is locked for some reason, you will have access to your main account. You can open a new account with a limited amount of money and use it instead of your main account. Provided that you are planning to use mobile banking while travelling, another good method to protect yourself is to have more than one bank account. You should bear in mind that some travel destinations are not considered safe by banks and you can easily see your account locked when attempting to use online banking services from there.įurthermore, a VPN service allows you to use public Wi-Fi networks to connect safely to your bank account, eliminating any sniffing on the network. ![]() This is a very useful method to both encrypt your connection and avoid problems when travelling to “exotic” countries. In result, the bank’s servers will not detect any suspicious activities concerning your account. ![]() By using a virtual private network, you can select a server in your home country, or any other country, and connect to your account through this very server. bank, who is traveling abroad for a first time, you can end up with your account frozen when trying to use online banking in a foreign country.Ī simple solution is to use a free VPN that tells your bank that you have actually never left your location. citizen, having a bank account with a U.S. It is understandable in the age of massive hackings, identity theft attempts and ATMs on which someone is able to install a skimming device. Modern banks are using sophisticated methods to monitor how and where their customer spend money. Online Banking from Abroad: Using a VPN Service You need to follow a number of simple rules not to witness your bank account locked both if you are using online and offline banking methods. Which raises the question how to protect your bank account when you go to another country. Most of these transactions are now made using electronic means, by using online banking or by using a connected ATM. As we are not carrying piles of cash with us when traveling, such financial transactions are part of our everyday life when traveling abroad.īut there is a catch. To put it simple, you either deposit money to your bank account or withdraw cash. Traveling abroad usually involves making financial transactions such as crediting or debiting your bank account. If so, you’ll want to know how to keep access to your bank account. Read on to learn everything you need to know about keeping access to your bank account while traveling abroad. Another good methods to protect yourself. ![]() How to protect your bank account when you go to another country.
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